Silent Partner

Hello Beautiful Souls!

I missed last week because I have been navigating through some changes which unfortunately had me preoccupied and in survival mode. But I digress…

I like to speak from three sources: my heart, my inspiration, and my experiences. So this is why I’d like to talk to you about the importance of a paper trail.

Due to decisions that I had made in my past, I’ve found myself in the position where I was a silent partner and at this point in my life it is making things difficult for me.

For almost five years, I’ve been in a partnership where my significant other took the lead on a lot of things. He wanted to and I was trying to be supportive. Also, my credit was bad and I didn’t want to “mess things up”. So, I was the silent partner. I have been investing money into things while his name was on all the paperwork. But this decision to play the background has come full circle and it leaves me currently in a challenging situation in life.

While I feel that in marriage you should be able to trust your mate, sometimes too much trust is foolhardy. In the event that a marriage or relationship turns sour; the silent partner is left with no evidence of their contributions and the other person can take ownership of whatever they choose.

Hence my current situation.

Our marriage has actually been turbulent for some time and despite my best efforts, it is dissolving in a messy and painful way. Because my name wasn’t on anything, he has chosen to leave me with nothing.

So, I urge each and every one of you to get things in writing. Learn from my painful experience. And if your credit is bad, begin to work on it before cohabitation if possible. I wasn’t aware of things that I could do to build my credit before, but I’m learning now.

To build or rebuild credit, get a Fingerhut account, an unsecured credit card, and you can try Self as well. They don’t cost much to start and they report to credit bureaus right away. My credit score has gone up 80 points so far!

If you’re already cohabiting, talk to your partner. Get something in writing. Don’t worry about rocking the boat, because if your partner truly cares for you then they will understand your apprehension and want to ease your skepticism.

That is the lesson I learned that I wanted to share with you in hopes that this may prevent someone else from being in this position.

Until next time beautiful souls… 💜✨